GENERAL INFORMATION
The US Lacrosse Member Insurance Program provides Liability and Accident Medical Insurance to all members while participating in covered amateur lacrosse activities. The Insurance Program has been developed by the US Lacrosse Insurance/Risk Management Committee to establish high quality insurance standards for the sport and to provide protection to all registered members during the term of their membership.

The program provides two important types of coverage. The Liability policies (General Liability and Excess Liability) protect members who are sued for incidents arising out of lacrosse activities that involve Bodily Injury or Property Damage. If a player or spectator is injured and sues you as a result, or if your team ruins a school’s tennis courts by running across them in their cleats, those are the types of claims that would be covered by the Liability policies.

The second part of the insurance program is Accident Medical insurance. This coverage is made up of two policies, Basic Accident insurance and Catastrophic Accident insurance. These policies protect the individual member if he or she is injured during a covered lacrosse activity, and cover the medical, dental and hospital expenses resulting from that injury.

Together, these plans make up the US Lacrosse Insurance Program ~ one of the best programs in amateur sports today!

Who is Covered?

The following are covered as named insureds under the General Liability policy: US Lacrosse, Inc; all currently registered member players, coaches and officials; directors and officers of US Lacrosse; its member chapters, member teams and leagues; and those covered as Non-Members under the program while participating in a Covered Activity, for whom this insurance has been purchased.

The Accident policy covers all currently registered member players, coaches and officials; and those covered as Non-Members under the program while participating in a Covered Activity, for whom this insurance has been purchased.

See the individual sections for each policy type for further details on the coverages provided.

 

Covered Activities

The accident and liability policies provide coverage to insured persons (as defined above) while participating in the following Covered Activities:

1) Scheduled games, team practice sessions, camps, clinics, tournaments or sponsored activities, provided they are under the direct supervision of a team official.

2) Group Travel as a Team directly to or from such scheduled practices, games or sponsored activities is covered under the accident policy. The liability policy provides non-ownership liability only while an automobile is being used in the official business of the US Lacrosse National Office.

Note: No liability coverage is provided to parents, coaches or volunteers while using any automobile to transport team members or volunteers to any practice, game or activity. Therefore, Bollinger and US Lacrosse Strongly advise you to verify that anyone who is designated to drive players or other members to lacrosse activities is properly licensed and insured.

3) Other sponsored and supervised activities, such as team or league meetings, banquets and usual, non-hazardous fundraisers are also covered by both the accident and liability policies. Examples of non-hazardous fundraisers are bake sales, car washes and other similar events. No coverage is provided for any event that includes fireworks.

 


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