EXCESS LIABILITY INSURANCE

Covered activities are the same as those defined under the Liability Insurance Plan for Players, Coaches, Managers and Officials:

1) Scheduled games, team practice sessions, camps, clinics, tournaments or sponsored activities, provided they are under the direct supervision of a team official.

2) Other sponsored and supervised activities, such as team or league meetings, banquets and usual, non-hazardous fundraisers are also covered.  Examples of non-hazardous fundraisers are bake sales, car washes and other similar events.  No coverage is provided for any event that includes fireworks.

3)  In addition to the above, US Lacrosse Member Officials are also protected by Liability Insurance while officiating in any and all amateur lacrosse activities.

4) Hired/Non-owned Auto Liability: The liability policy provides non-ownership liability (Hired/Non-owned Auto Liability) only while an automobile is being used in the official business of US Lacrosse National Office.

No liability coverage is provided to parents, coaches or volunteers while using any automobile to transport team members or volunteers to any practice, game or activity. The Hired/Non-owned Auto Liability coverage is excess over the driver’s own automobile liability insurance and does not provide any coverage for physical damage or loss to the vehicle itself.

Therefore, Bollinger and US Lacrosse strongly advise that teams or leagues who are transporting participants make certain that the vehicle and the driver(s) are properly licensed and fully insured. 

Policy Limits:  

The Excess Liability Policy is underwritten by Markel Insurance Company, Glen Allen, VA.  Markel is rated “A” by A.M. Best’s rating service.

This summary is a brief description only of the coverages, conditions and exclusions of the policy, and in no way affects or alters the scope of coverage provided.  For the full details of terms and limitations, please refer to the actual policy.